Secure Your Home Loan
in Days, Not Weeks.
Don't navigate the complex world of home loans alone. Our specialist brokers excel at complex cases, providing personalized advice and negotiating the best terms to ensure you get the right loan, quickly.
- Find your most competitive interest rate.
- Secure pre-approval that agents take seriously.
- Access exclusive lender cashback & Wurley client benefits.
FREE Conveyancing
Free settlement when you bundle! Lock in your new home loan and we'll cover the full conveyancing cost, That's $1000 worth of savings.
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$500 Wurley Perks
A $500 perk just for refinancing! Get exclusive Wurley rewards when you switch your loan over, It's our thank you gift.
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Smooth Move Bonus
Get up to $500 for professional removalists and move with zero heavy lifting! You simply handle the keys; we’ll take care of the boxes.
Claim Offer
FREE Conveyancing
Free settlement when you bundle! Lock in your new home loan and we'll cover the full conveyancing cost, That's $1000 worth of savings.
Claim Offer$500 Wurley Perks
A $500 perk just for refinancing! Get exclusive Wurley rewards when you switch your loan over, It's our thank you gift.
Claim OfferSmooth Move Bonus
Get up to $500 for professional removalists and move with zero heavy lifting! You simply handle the keys; we’ll take care of the boxes.
Claim OfferThe Home Wealth Hub
Your property is an asset. Let us help you maximize its potential even if you're not looking for a new loan today.
Today's Top Owner-Occupier Market Rates
Rates are for Principal & Interest, LVR 80% or less. Data are collected from online sources and comparison sites using AI. Data can be inaccurate. Click Enquire Now to get a personalized quote.
Home Wealth Strategy & Risk Management
Use asset management tools for proprietary insights to strategically leverage your equity for growth, benchmark your loan rate against property value, and proactively forecast future rate risk.
Equity Unlock Calculator
NewSee the maximum funds you could safely access from your home's equity, based on an 80% standard LVR.
Available Equity (Current): $0
Maximum Unlockable Funds (80% LVR): $0
The Rate vs. Value Tracker
Smart DataIs your home making you money faster than your debt costs you money? Compare your mortgage rate against your property's average annual growth.
Calculated Annual Growth Rate: 0.00%
Analysis
Future Payment Predictor
Risk & Opportunity CheckSee how potential RBA cash rate changes could impact your weekly mortgage payment. Prepare for future rate shock or gain.
RBA Change Simulation: 0 bps
New Simulated Rate: 6.50%
Predicted Weekly Payment Change: $0.00
Equity Unlock Calculator
NewSee the maximum funds you could safely access from your home's equity, based on an 80% standard LVR.
Available Equity (Current): $0
Maximum Unlockable Funds (80% LVR): $0
The Rate vs. Value Tracker
Smart DataIs your home making you money faster than your debt costs you money? Compare your mortgage rate against your property's average annual growth.
Calculated Annual Growth Rate: 0.00%
Analysis
Future Payment Predictor
Risk & Opportunity CheckSee how potential RBA cash rate changes could impact your weekly mortgage payment. Prepare for future rate shock or gain.
RBA Change Simulation: 0 bps
New Simulated Rate: 6.50%
Predicted Weekly Payment Change: $0.00
Ready to Buy? Your Eligibility Checklist
Use this guide to ensure you have the necessary documentation and financial foundations ready before speaking to a broker.
1. Financial Funds
- Deposit (5% - 20% of purchase price)
- Stamp Duty & Legal Fees
- Savings history for at least 3 months
2. Income Verification
- Last 2 Pay Slips (Employed)
- Last 2 Years Tax Returns (Self-Employed)
- Current Employment Contract
3. Personal & Identity
- 100 Point ID Check (e.g., Driver's License & Passport)
- Details of Existing Debts/Liabilities
- Current Credit Score (Lenders typically want 650+)
What Makes Wurley Different?
There are more than 130 lenders in Australia. Each offers different rates, charges, fees and terms & conditions. With so many options to choose from, finding the right home loan can seem overwhelming. Here comes the need for professionals who can guide and find you the most suitable options, competitive rates, low or no LMI and charges. Luckily, you landed on the right page! Let our Wurley Mortgage Loan Specialist partner to sort out your next move.
Solutions for Every Property Goal
Discover the perfect home loan solution with our trusted mortgage brokerage. Our team of professionals provides personalised advice and assistance, offering access to a wide range of lenders and loan products.
Home Loan for New Home
Embark on your property journey with Wurley. Our partner Mortgage Specialist will work with you to secure the home loan suited for your situation - and the best part? It won't cost you a cent!
Refinancing
Refinancing has never been more crucial. With interest rates on the rise, every fraction of a percent matters. Let us find you the competitive rates and reduce your repayment burden.
Pre-approval
Beat the competition with pre-approval. Thinking of buying a property? Let us help you get pre-approval and beat other potential buyers to the punch.
Commercial Property
Investing in commercial property can change your life. Let us help you find the right loan option for your commercial property investment.
Investment Property
Secure your future by investing in property. Our partner Mortgage Specialists will help you find a suitable home loan options for your investment property, ensuring that your investment pays off in the long run.
Property Settle
At Wurley, we don't just help you find the loan - we go the extra mile. Our professional panels of conveyancers are on standby to handle your settlement professionally, at an affordable budget.
Useful Calculators
Estimate Upfront Buying Cost
Calculate total property buying costs including stamp duty, legal fees, and other expenses.
Repayment
Discover how your monthly home loan repayments are calculated and what they might look like.
Stamp duty
Calculate an estimate of the stamp duty costs for your property purchases.
Borrowing Capacity
Work out how much you can borrow based on your income, assets, liabilities & expense.
LMI
LMI is calculated as a percentage of the loan amount & your LMI will vary on your Loan to Value Ratio
Special Mortgage
Islamic Finance
Refinance or Buy a New Home the Halal Way with Wurley!
- Shariah-compliant financing aligned with your faith
- Compare multiple Islamic loan options tailored to your needs
- Access competitive rates without compromising your values
- Professional guidance at every step of your journey
Low Doc/No-Doc Loan
Facing paperwork challenges? Let Wurley Mortgage Partners handle it!
- Access low-doc and no-doc loans for non-traditional income earners
- Perfect for self-employed individuals and freelancers
- Wurley Mortgage Partners to Handle Complex Matters
- Get professional guidance to ensure compliance
How It Works
At Wurley, the process is simple, 1,2,3,4,5! Our Mortgage Specialists work with you to understand your financial situation and goals, and then help you find the most suitable loan options for your needs. With professional guidance and streamlined application process, you'll be on your way to securing a mortgage loan for purchasing a new home.
Express your interest
Just leave your details. Our professional mortgage specialists will contact you ASAP.
Know your borrowing capacity
Once we have all information, we will assess your borrowing capacity in no time.
Find your dream home
Once you know the borrowing power, find your dream home within the budget.
Apply for a loan
After finding the right home, submit a loan application to the lender.
Settle the loan
Following loan approval, settle the loan. Wurley conveyancers can assist in settling your property!
How do we do?
My case was extremely complex, but they handled it with confidence, clarity, and deep expertise. What seemed impossible at first became achievable because of their dedication and problem-solving skills. I couldn't be happier with the outcome—highly recommended!
Jiang Xing
Western AustraliaThe entire home loan journey with Wurley’s mortgage partner exceeded my expectations. They were attentive, knowledgeable, and guided me through every detail with patience and clarity. I felt completely supported at each stage, and the approval was faster than I imagined.
Faisal Pervez
VictoriaWurley’s Mortgage Partner guided me through each stage of the home loan process with professionalism and genuine care. The communication was clear, the process was well-structured, and their commitment gave me real confidence throughout Highly recommended!
Md Abedin
VictoriaWurley’s mortgage team was outstanding. They understood my needs, handled the complexities with ease, and kept me informed throughout. Professional, responsive, and highly effective—truly grateful for their support.
Dr J. Islam
VictoriaMy case was extremely complex, but they handled it with confidence, clarity, and deep expertise. What seemed impossible at first became achievable because of their dedication and problem-solving skills. I couldn't be happier with the outcome—highly recommended!
Jiang Xing
Western AustraliaThe entire home loan journey with Wurley’s mortgage partner exceeded my expectations. They were attentive, knowledgeable, and guided me through every detail with patience and clarity. I felt completely supported at each stage, and the approval was faster than I imagined.
Faisal Pervez
VictoriaWurley’s Mortgage Partner guided me through each stage of the home loan process with professionalism and genuine care. The communication was clear, the process was well-structured, and their commitment gave me real confidence throughout Highly recommended!
Md Abedin
VictoriaWurley’s mortgage team was outstanding. They understood my needs, handled the complexities with ease, and kept me informed throughout. Professional, responsive, and highly effective—truly grateful for their support.
Dr J. Islam
Victoria